Talk Law Radio

Attorney Todd Marquardt talks about the 14th Amendment, Jerry Lee Lewis estate, and the Netflix v Babin case on this BONUS segment of Talk Law Radio!

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

www.TalkLawRadio.com

Join Todd Marquardt every week for exciting law talk on Talk Law Radio!

In this insightful episode of Talk Law Radio, host Todd Marquardt dives into practical and strategic ways to turn home equity into opportunity. Joined by Joseph Warren of Financial Planning HQ and Tony Tylman of Mpire Financial, this conversation connects faith, financial wisdom, and legacy planning to help families protect what matters most.

💰Joseph Warren of Financial Planning HQ joins the show for another special edition of the Financial Focus Segment!

⚖️ Sponsored by Marquardt Law Firm, helping families with wills, trusts, and legacy planning across generations.
🌱 Learn more or book a consultation at marquardtlawfirm.com.

💼 Segment 1 – Financial Focus: Unlocking Home Equity with Joseph Warren

Joseph Warren shares how retirees can use home equity as a financial resource amid rising inflation. Discover how to access equity through downsizing, HELOCs, owner financing, or reverse mortgages—while preserving your long-term goals.
💡 Learn how inflation acts as a “silent thief” of wealth and how proactive planning can protect your retirement lifestyle.
📞 Call 210-444-2128 for a free Home Equity in Retirement Guide and book offer!

🏠 Segment 2 – Reverse Mortgages Explained with Tony Tylman (Mpire Financial)

Guest Tony Tylman breaks down reverse mortgages—how they work, who qualifies, and why they’re safer than ever before.
• Understand how reverse mortgages help older adults on fixed incomes
• Learn about HUD protections, no monthly payments, and how heirs are safeguarded
• Hear real-life stories that show how equity can improve quality of life
👉 Perfect for homeowners exploring income stability, home care funding, or retirement flexibility.

💰 Segment 3 – Planning Ahead: Financial Tools, Life Insurance & Real Estate Strategies

Todd and Tony explore how to combine reverse mortgages, life insurance, and investment real estate for financial freedom.
Learn how tax-saving moves, estate planning tools, and creative financing options can reduce tax burdens and build generational wealth.
📈 Tony shares how smart real estate investments can offset taxes and secure lasting family benefits.

🌟 Segment 4 – Legacy Spotlight: Faith, Family & Financial Literacy

Tony reflects on what legacy truly means—passing down values, education, and memories, not just money. From his father’s Christmas train tradition to real estate investing insights, Tony shares lessons on building wealth with purpose.
💬 “Legacy isn’t just what you leave for people—it’s what you leave in them.”
🏡 Learn how financial literacy, charitable giving, and smart real estate planning can strengthen families and communities.

🎧 Listen on:
📻 KLUP 930 AM | KSLR 630 AM | KNTH 1070 AM | 103.3 FM Houston
🌐 talklawradio.com | YouTube | Spotify | Apple Podcasts | Facebook

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Host Todd Marquardt talks about what to expect when meeting with an estate planning attorney, a new planing opportunity for those who itemize their income taxes, and legacy on this bonus edition of Talk Law Radio.

Marquardt Law Firm sponsors the show and is offering a business deficiencies checklist by emailing [email protected] include business checklist in the subject line.

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #FloodRelief #WrongfulDeath #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

In this episode of Talk Law Radio, host Todd Marquardt explores one of the most important — yet often misunderstood — topics in financial and estate planning: long-term care insurance. Joined by experts Joseph Warren (Financial Planning HQ), George H. Torres II (River City Home Care), and Sonny Espinoza (New York Life), Todd uncovers how the right planning can protect your independence, finances, and legacy for years to come.

💼 Segment 1 – Financial Focus with Joseph Warren: Planning for the Unexpected

Joseph Warren shares how small insurance decisions can protect families from financial ruin. Hear real-life stories of perseverance, smart long-term care planning, and how policies have saved clients over $65,000 per year in care expenses.
Learn the difference between standalone and hybrid long-term care policies, and why proactive planning today means peace of mind tomorrow.
📞 Call 210-444-2128 to request your free Long-Term Care Planning Guide and book offer.

🏠 Segment 2 – What Is Long-Term Care Insurance & How Does It Work?

Guests George H. Torres II and Sonny Espinoza explain how long-term care insurance pays for home care, assisted living, or rehabilitation services — and how it protects retirement savings.
They discuss the "bucket of money" analogy, why timing matters, and how early planning avoids crisis-mode decisions.
👉 Learn how $100 a day in benefits can add up to over $36,000 a year in care coverage.

🧾 Segment 3 – Long-Term Care Insurance Explained: Benefits, Costs & Myths

Our experts clear up misconceptions about what Medicare actually covers (hint: only short-term care). Discover how to qualify for benefits, what documentation is needed, and how policies let families pay relatives or friends as caregivers.
This discussion highlights how long-term care insurance helps the sandwich generation balance caring for both aging parents and young children — while protecting their inheritance and dignity.

🌟 Segment 4 – Legacy & Long-Term Care: Protecting What Matters Most

Long-term care insurance isn’t just about coverage — it’s about legacy, love, and peace of mind.
Joseph, George, and Sonny share real-world stories of clients whose policies preserved family assets and independence. They discuss alternative funding options like whole life policies or annuities, and why planning early is crucial.
Hosted by Todd Marquardt, this Legacy Spotlight reminds listeners that legacy isn’t just financial—it’s about faith, family, and foresight.

⚖️ Sponsored by Marquardt Law Firm, helping families with wills, trusts, and legacy planning across generations.
🌱 Learn more or book a consultation at marquardtlawfirm.com.

🎧 Listen on:
📻 KLUP 930 AM | KSLR 630 AM | KNTH 1070 AM | 103.3 FM Houston
🌐 talklawradio.com | YouTube | Spotify | Apple Podcasts | Facebook

Join host Todd Marquardt for honest chats, awareness, and tips on using LTCI for in-home care. Got questions? Call in or reach out—let's safeguard your legacy! 📞❤️ #TalkLawRadio #LTCI #HomeCare

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Host Todd Marquardt talks about new Texas business laws on this bonus edition of Talk Law Radio.

Marquardt Law Firm sponsors the show and is offering a business deficiencies checklist by emailing [email protected] include business checklist in the subject line.

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

Sponsored by Marquardt Law Firm, the episode emphasizes how a legal focus in elder and estate law is crucial for families navigating the responsibilities and challenges of caregiving. The episode is marked by a spirit of reflection, including a moment of prayer, encouraging listeners to consider both the practical and spiritual dimensions of supporting vulnerable loved ones.

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #FloodRelief #WrongfulDeath #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

In this powerful episode of Talk Law Radio, host Todd Marquardt brings together two leaders who are transforming lives through generosity, strategic financial planning, and dignified housing solutions:

💼 Joseph Warren, Financial Planning HQ — helps listeners understand how charitable giving can be part of smart financial planning and legacy-building.

🏘️ Mark Wittig, President of Towne Twin Village — shares the inspiring story of a San Antonio community using the Housing First model to lift seniors out of chronic homelessness with dignity, respect, and belonging.

💰Joseph Warren of Financial Planning HQ joins the show for another special edition of the Financial Focus Segment!

🌟 Ready to transform your community through the power of giving? Tune into the latest Talk Law Radio episode featuring special guest Mark Wittig, President of Housing First Community Coalition! Discover inspiring ways to make a real difference with charity and philanthropy. 🤝❤️

🔹 Segment 1 – Charitable Financial Planning

Joseph Warren breaks down how charitable giving can be a strategic part of wealth preservation and tax planning. Topics discussed include:
• Donor Advised Funds and IRA charitable giving
• Giving assets (not just cash) to reduce tax burden
• Teaching generosity to the next generation
📞 Free book & charitable planning guide: 210-444-2128

🔹 Segment 2 & 3 – Towne Twin Village and the Housing First Model

Mark Wittig shares how Towne Twin Village is redefining homeless support by giving seniors a home first, then providing community and wraparound services.
• Residents receive housing, meals, activities, medical access, and dignity
• Addiction recovery often starts naturally once people feel safe
• The Village reduces emergency and policing costs while restoring lives
📍 Schedule a tour or learn how to support: https://housingfirstsa.org/

🔹 Segment 4 – Legacy, Giving, and Making an Impact

Joseph and Mark discuss how legacy isn’t just financial — it’s the values you leave behind.
• Estate planning + unity among siblings
• Why every act of giving matters (even a smile or kind word)
• "You can't change the whole world, but you can change one world."

🎧 Talk Law Radio airs weekly across multiple stations and is available on YouTube, Facebook, and podcast platforms.

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

📅💰 Year-End Tax Crunch? Don't Panic—Plan Smart! Join Anna Cruz, CEO of FinTax Help and IRS resolution expert, on Talk Law Radio for game-changing tips on RMDs, charitable distributions, tax loss harvesting, and more to slash your 2025 bill! 🚀 Protect your assets like a pro.

💰Joseph Warren of Financial Planning HQ joins the show for another special edition of the Financial Focus Segment!

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Host Todd Marquardt talks about the proposed tax-related amendments to the Texas Constitution on this bonus edition of Talk Law Radio. Be sure to listen to part 2 of this insightful discussion!

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Host Todd Marquardt talks about the proposed seven sleeper amendments to the Texas Constitution that could tie a judge's hands regarding bail on this bonus edition of Talk Law Radio. Be sure to listen to part 1 of this insightful discussion in case you missed it!

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Tune In to Talk Law Radio: Slam Dunk Your Vote on the Spurs Arena Future!

Will Bexar County tip off a game-changing downtown revival—or pass on the play that keeps the Spurs in San Antonio for generations? Join host Todd Marquardt this week on Talk Law Radio as we break down the high-stakes Bexar County election showdown: Propositions A and B. These aren't just ballot measures—they're the key to unlocking Project Marvel, a $3-4 billion sports and entertainment district that could deliver a state-of-the-art Spurs arena, rodeo expansions, and economic fireworks downtown. But with critics calling foul on taxpayer risks and the mayor urging caution, is this a winning shot or a risky buzzer-beater? Todd dives deep into the venue tax hike (from 1.75% to 2% on hotels and rentals—paid by visitors, not locals), the $311 million arena fund, and what it means for our city's future. Don't sit on the bench—tune in and get courtside on the facts!

"🏀 Will Props A & B score a new Spurs arena? Join Todd Marquardt on #TalkLawRadio to dive into #ProjectMarvel! Did Mayor Ortiz Jones’ op-ed sway you? Seen the #SpursArena TV Commercial? Share your take with #PropAPropB #SATX! 📻 #BexarVotes"

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #FloodRelief #WrongfulDeath #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

🌟Worried about aging or caring for a loved one? Join us as Beth Nixon shares tips on overcoming senior care challenges and finding the right support!
Don't miss "How Can You Navigate Challenges That Come with Aging and Find Care Options for Seniors?"

🌟Steve Warren, President of Financial Planning HQ, joins the show for another edition of the Financial Focus segment!

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Attorney Todd Marquardt talks about the legal issues of older people and their families on this bonus edition of Talk Law Radio!

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Work with Todd! https://marquardtlawfirm.com/

Join attorney Todd Marquardt every week for exciting law talk on Talk Law Radio!

Steve, Jacob, and Joseph Warren of Financial Planning HQ join host Todd Marquardt talks about the highs and lows of a family business on this edition of Talk Law Radio.

🎙️ Join Us for an Inspiring Discussion how this financial planning family business continues to succeed! 🎙️
Are you curious about what it takes to build a successful family business? Do you want to learn from the best in the industry? Then you will definitely want to listen, watch, and share my discussion with Steve, Joseph, and Jacob Warren!
In this engaging and insightful conversation, we'll dive into the stories of how each of them started working in the family financial planning business. Discover the unique qualities and values that set them apart from others in the industry, and gain valuable insights into their journey to success.
But that's not all! Stay tuned until the end to uncover Steve's secret to building a thriving family business. Whether you're a seasoned professional or just starting out, this discussion is packed with inspiration and practical advice that you won't want to miss.
Tune in and be inspired by the Warren family's journey to excellence in financial planning. See you there! 🎉

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Work with Todd! https://marquardtlawfirm.com/

Join attorney Todd Marquardt every week for exciting law talk on Talk Law Radio!

Shannon Salmon-Haas and host Todd Marquardt talk about freedom of the press on this bonus edition of Talk Law Radio.

Marquardt Law Firm sponsors the show and is offering a business deficiencies checklist by emailing [email protected] include business checklist in the subject line.

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

Sponsored by Marquardt Law Firm, the episode emphasizes how a legal focus in elder and estate law is crucial for families navigating the responsibilities and challenges of caregiving. The episode is marked by a spirit of reflection, including a moment of prayer, encouraging listeners to consider both the practical and spiritual dimensions of supporting vulnerable loved ones.

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #FloodRelief #WrongfulDeath #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Follow Shannon Salmon-Haas!
Instagram: @shannonrobertasanantonio
Tik Tok: @shannonrobertasa
Facebook: @Shannon Roberta San Antonio

Are you ready to uncover the hidden legal blind spots in Medicare and get expert financial planning advice?

On this episode of Talk Law Radio, attorney Todd Marquardt welcomes sponsor Steve Warren (President, Financial Planning HQ) and guest John Moore (Medicare specialist) to help you spot financial conflicts, avoid Medicare scams, and make smart choices that protect your family’s legacy.

What you’ll learn:

• “Follow the Money”: How to tell if your advisor’s pay structure serves you—or them (fiduciary duty, flat-fee vs. commissions).
• Medicare made clear: Enrollment windows, Part A/B costs, penalties, Medigap vs. Advantage, and how to avoid plan switch scams.
• Consumer protection: Red flags (unsolicited calls, ID requests), and what compliant agents can/can’t do.
• Legacy & family: Why present, involved parenting and planning today can safeguard tomorrow.

Guests & Contacts:

• Financial Planning HQ (Steve Warren) – Independent, flat-fee, fiduciary advice. Free 20-minute consult + book.
  📞 210-685-2722 | 🌐 financialplanninghq.net
• Medicare (John Moore) – Medicare Supplements, Advantage & Rx plans; education-first guidance.
  📞 210-621-7842 (leave VM) | ✉️ [email protected]

Listen/Watch:
📻 Saturdays on KLUP 930 AM & KSLR 630 AM; Houston on KNTH 1070 AM / 103.3 FM
📺 Full episodes on the Talk Law Radio YouTube channel
🌐 Legal help: marquardtlawfirm.com

Host Todd Marquardt talks about probate on this bonus edition of Talk Law Radio.

Marquardt Law Firm sponsors the show and is offering a business deficiencies checklist by emailing [email protected] include business checklist in the subject line.

Attorney Todd Marquardt brings you insightful topics every Saturday morning, but he's not stopping there! Join Todd every Sunday afternoon at 4:30pm for a special bonus segment! He addresses trending and specific topics in more detail with a professional perspective.

📌 For legal planning resources:
Visit www.talklawradio.com

Sponsored by Marquardt Law Firm, the episode emphasizes how a legal focus in elder and estate law is crucial for families navigating the responsibilities and challenges of caregiving. The episode is marked by a spirit of reflection, including a moment of prayer, encouraging listeners to consider both the practical and spiritual dimensions of supporting vulnerable loved ones.

#TalkLawRadio #TexasLaw #LegalBlindSpots #EstatePlanning #WillsAndTrusts #TexasAttorney #LegalTips #FloodRelief #WrongfulDeath #TexasLawyer 

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

On this powerful episode of Talk Law Radio, host Todd Marquardt brings together two trusted experts—Steve Warren, President of Financial Planning HQ, and George Henry Torres, II, owner of River City Home Care—to explore how faith, financial planning, and compassionate caregiving intersect to build stronger families and lasting legacies.

💡 Segment 1: “Ask Your Advisor: Is That Best for Me or Your Wallet?”
Steve Warren explains what it truly means for a financial advisor to act as a fiduciary—putting the client’s best interest above all else. He reveals how independence allows his firm to deliver unbiased, conflict-free advice, helping clients align their financial strategies with their life goals.

💰 Segment 2: Home Care, Faith & Planning for the Future
Todd and guest George Henry Torres, II discuss the faith-driven mission behind home care and how families can prepare for the future before crisis hits. They clarify the differences between home care, home health, and hospice—and explain why proactive planning (and long-term care insurance) makes all the difference.

⚖️ Segment 3: Sinners & Saints – The Risks of Private Caregivers
In this thought-provoking discussion, George and Todd uncover the hidden legal and emotional risks of hiring unlicensed caregivers. From potential elder abuse to identity theft and liability issues, they highlight why using a licensed, regulated agency is critical for family protection—and peace of mind.

🙏 Segment 4: Faith, Legacy & The Sandwich Generation
The episode closes with an inspiring reflection on legacy, faith, and the “sandwich generation” caring for both parents and children. George shares his vision for educating families through his new segment, The Sandwich Menu, and emphasizes the eternal impact of service, integrity, and preparation.

📖 Key Takeaways:

• Fiduciary vs. commission-based advisors—know the difference.
• Plan early for home care and long-term care insurance.
• Avoid the legal blind spots of hiring unregulated caregivers.
• Build a legacy of faith, compassion, and smart planning.

🎧 Listen on: KLUP 930 AM THE ANSWER (San Antonio), KSLR 630 AM THE WORD, and KNTH 1070 AM / 103.3 FM (Houston)
📺 Watch on YouTube: Talk Law Radio
📞 Contact the Guests:

• Financial Planning HQ – financialplanninghq.net | 210-685-2722
• River City Home Care – rivercityhomecare.com

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Join Shannon Salmon-Haas and host Todd Marquardt as they address free speech and the passing of Charlie Kirk on part two of this bonus edition of Talk Law Radio. Be sure to check out part one if you missed it!

In this episode of Talk Law Radio, the discussion centers around the controversial figure, Charlie Kirk, and the broader implications of free speech. The episode begins with an introduction to hidden legal blind spots that may arise in discussions about free speech.
The conversation then delves into the assassination of Charlie Kirk. The episode also examines why some people consider Charlie Kirk's beliefs to be hateful, highlighting his most divisive issues, including gender ideology, abortion, illegal immigration, dismissing "white privilege," opposing systemic racism, the 2020 election fraud, and gun rights.
The episode further explores the concept of hate and who defines it, posing thought-provoking questions such as what if someone said they hate men who marry women, or that they hate that sex and gender are assigned at birth, or that they hate free market economics.
The discussion then shifts to the causes of polarization, referencing Carnegie Endowment Research from 2023. It explains how polarization divides people into sharply contrasting groups or sets of opinions or beliefs, and how polarized political candidates and parties promote more extreme candidates, especially in districts with safe seats. The episode also touches on emotionally polarized individuals, known as affective polarization.
Solutions to reduce affective polarization are discussed, including creating a sense of shared identity and pluralistic work that coordinates groups to act on shared goals. The episode emphasizes the importance of bridging differences to build trust and advance a more just democracy.
The correlation between polarization and violence is also examined, noting that people who commit political violence often have aggressive personalities and poor self-control. The role of social media in amplifying extreme views is highlighted, with a warning that enragement means engagement for social media purveyors.
The episode concludes with a discussion on the law about speech, referencing key Supreme Court cases such as Schenck v United States, Brandenburg v Ohio, and Cohen v California. The legacy of these legal precedents is considered in the context of contemporary free speech debates.

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Follow Shannon Salmon-Haas!

Instagram: @shannonrobertasanantonio

Tik Tok: @shannonrobertasa

Facebook: @Shannon Roberta San Antonio

In this powerful episode of Talk Law Radio, attorney Todd Marquardt, along with co-host Shannon Roberta San Antonio and guest Melody Smith, dives into one of the most polarizing cultural and legal conversations of our time: the aftermath of Charlie Kirk’s assassination on September 10th.

The panel examines:

• 🎙️ Free Speech & Social Media — What is protected speech? Where are the limits when posts celebrate tragedy or criticize political figures?
• 🙏 Religion & Politics — Reflections on Charlie Kirk’s massive memorial service at State Farm Stadium, blending evangelical faith with Republican politics. What does the First Amendment’s Establishment Clause really mean in today’s America?
• ⚖️ Legal Boundaries & Social Consequences — From expulsions on college campuses to job losses, what happens when free expression collides with institutional codes of conduct?
• 💡 Sinners & Saints — A conversation about morality, redemption, and how legacy shapes our lives, featuring real-world examples from students, public figures, and families.
• 🏛️ Legacy & Estate Planning — Why planning matters, from naming guardians for your children to preserving family history.

Join us for thoughtful discussion, honest perspectives, and a reminder to look for hidden legal blind spots before they become problems.

📺 Watch more episodes on the Talk Law Radio YouTube channel
🎧 Subscribe wherever you listen to podcasts
🌐 Learn more at marquardtlawfirm.com

As the dust settles from Charlie Kirk's assassination on September 10, 2025, a firestorm of firings and expulsions has erupted over social media posts expressing "joy" or criticism about his death. This segment probes whether these private and public employer actions violate First Amendment protections, unpacking the legal boundaries of speech in workplaces and campuses. Does the conservatives' push for "consequences" undermines the very free speech Kirk championed?

In the wake of Charlie Kirk's assassination and the massive memorial service on September 21, 2025, at State Farm Stadium in Glendale, Arizona, this segment dissects the event's fusion of evangelical fervor and Republican rallying cries. Drawing on legal, cultural, and theological lenses, the hosts explore how the service blurred sacred and secular boundaries, raising questions about the entanglement of Christianity and politics—and whether such mergers risk turning national devotion into a form of idolatry.

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Follow Shannon Salmon-Haas!

Instagram: @shannonrobertasanantonio

Tik Tok: @shannonrobertasa

Facebook: @Shannon Roberta San Antonio

Join Shannon Salmon-Haas and host Todd Marquardt as they address free speech and the passing of Charlie Kirk on this bonus edition of Talk Law Radio. Be sure to check out part two next weekend!

In this episode of Talk Law Radio, the discussion centers around the controversial figure, Charlie Kirk, and the broader implications of free speech. The episode begins with an introduction to hidden legal blind spots that may arise in discussions about free speech.
The conversation then delves into the assassination of Charlie Kirk. The episode also examines why some people consider Charlie Kirk's beliefs to be hateful, highlighting his most divisive issues, including gender ideology, abortion, illegal immigration, dismissing "white privilege," opposing systemic racism, the 2020 election fraud, and gun rights.
The episode further explores the concept of hate and who defines it, posing thought-provoking questions such as what if someone said they hate men who marry women, or that they hate that sex and gender are assigned at birth, or that they hate free market economics.
The discussion then shifts to the causes of polarization, referencing Carnegie Endowment Research from 2023. It explains how polarization divides people into sharply contrasting groups or sets of opinions or beliefs, and how polarized political candidates and parties promote more extreme candidates, especially in districts with safe seats. The episode also touches on emotionally polarized individuals, known as affective polarization.
Solutions to reduce affective polarization are discussed, including creating a sense of shared identity and pluralistic work that coordinates groups to act on shared goals. The episode emphasizes the importance of bridging differences to build trust and advance a more just democracy.
The correlation between polarization and violence is also examined, noting that people who commit political violence often have aggressive personalities and poor self-control. The role of social media in amplifying extreme views is highlighted, with a warning that enragement means engagement for social media purveyors.
The episode concludes with a discussion on the law about speech, referencing key Supreme Court cases such as Schenck v United States, Brandenburg v Ohio, and Cohen v California. The legacy of these legal precedents is considered in the context of contemporary free speech debates.

The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation.

Leave a legacy that makes a positive impact on people's lives

Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan.

Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments.

Like & Subscribe! https://www.youtube.com/@talklawradio3421

Listen here! www.TalkLawRadio.com

Follow Shannon Salmon-Haas!

Instagram: @shannonrobertasanantonio

Tik Tok: @shannonrobertasa

Facebook: @Shannon Roberta San Antonio